New 20% transfer bonus + Capital One's new bonus rules

Hey!

This is just a quick rundown of what's worth your attention this first week of November:

Capital One Just Changed Their Bonus Rules

Here's what happened:

If you want the bonus on all three Capital One cards, you need to follow this exact order:

1st - Get the Capital One VentureOne ($0 annual fee)

2nd - Get the Capital One Venture ($95 annual fee)

3rd - Get the Capital One Venture X ($395 annual fee)

Is it more restrictive?

Yeah. But at least there's a path forward if you're strategic about it.

h/t CobaltSunsets

Capital One → British Airways: 20% Bonus

New transfer bonus just dropped. 20% bonus when transferring from Capital One to British Airways, valid through 11/21/2025.

You can see all the other transfer bonuses on my website this month.

https://www.maxmilespoints.com/transfer-bonuses

Two No-Annual Fee 90k Business Card Bonuses are (Ending Soon)

Both cards linked below have no annual fee and 90,000-point bonuses, but the offers are ending soon.

So if you're interested in the cards, apply as soon as possible.

90,000 Point Bonus - 1.5x on everything

90,000 Point Bonus - 5x on internet, phone, office supplies, and gas

Keep in mind the cards are marketed as cash-back cards, but they earn cash back as 90,000 points.

So $900 cash back = 90,000 points. You can combine the 90,000 points with this card or this card and transfer them out to airline and hotel programs to use for travel.

If you do any side hustle, you probably qualify. Qualifying for business credit cards is much easier than you might think. As long as you are engaged in some activity with profit in mind, it's considered a business. This could be as simple as selling things on Facebook Marketplace or dog walking.

If you have any questions about these offers, feel free to reply to this email.